Lextova / precision credit engineering
Business credit cards to $150K, revolving lines to $250K, and structured credit repair — specified around your revenue and profile, then priced against a network of lending partners in all 50 states.
Soft credit pull only · no fee to apply · no obligation
Cards, a revolving line, and a repair program — deployed separately or engineered together as a complete credit position.
Issuer selection, application sequencing, and limit strategy are mapped before a single hard inquiry is spent. The result is a card stack sized to your revenue, not a one-off approval.
A structured, ongoing program: bureau-level dispute work on inaccurate items, tradeline architecture to add depth, and monthly checkpoints so progress is measured, not assumed.
Draw what the job requires, repay, draw again. Interest accrues on the drawn balance only, and the line stays open as standing capacity between projects.
Every product below is arranged through vetted third-party funding partners and priced against your actual file.
Combined card lines engineered as a stack — issuer mix, sequencing, and limits planned in advance.
Dispute inaccurate items, add correctly-reporting tradelines, and track the score monthly until it holds.
Revolving capacity that funds in days. Pay interest only on what you actually draw.
Revenue-based advances for payroll, inventory, or a contract you can't afford to turn down.
Fixed principal, fixed schedule, defined payoff date — priced for expansions and acquisitions.
The equipment itself secures the loan, so approval leans on the asset — trucks, machines, medical hardware.
Complete the application — four minutes, soft credit pull only. State what you need and when.
T+0 · 4 minAn advisor audits revenue, time in business, and credit profile, and flags anything that would cost you at underwriting.
Same dayYour file is priced against the partner network. Products you'd fail are filtered out before they're ever presented.
≤ 24 hrsOffers arrive side by side — amount, cost, and schedule in plain figures. Take one, or take none.
Your callLines open in 1–3 days, cards issue within 1–2 weeks, capital products fund on their stated windows.
1–14 daysNo. The initial review runs on a soft inquiry only, which never appears to other lenders and does not move your score. A hard inquiry happens only if you accept an offer that requires one — and you will know before it does.
Most credit products price well at 3+ months in business and roughly $10K in monthly revenue. Files below those marks are routed to the credit building program first, so the next application clears.
First decisions arrive in as little as 24 hours. After approval, a line of credit typically opens in 1–3 business days and card lines are issued within 1–2 weeks.
No. Lextova is a broker. We engineer the file, price it against a network of third-party funding partners, and present the resulting terms side by side. The decision to accept any of them is entirely yours.
Basic business details and, for most products, your most recent bank statements. Card-line applications frequently need nothing beyond the profile itself to produce initial terms.
Nothing. There is no application fee and no obligation to accept any terms we present. If none of the offers meet your specification, you walk away owing zero.
Four minutes, soft pull only, options in as little as 24 hours. If nothing fits, you owe nothing.